Before You Offer
- Pre-approval letter from your lender
- Proof of funds for down payment and closing costs
- Employment verification
During Escrow
- Purchase agreement and any addenda
- Home inspection report
- Title commitment and survey
At Closing
- Deed
- Loan documents (promissory note, mortgage)
- Closing disclosure (review carefully before signing)
Having an attorney review your documents can catch issues early and protect your interests.
Real estate laws vary by state. Consult a local attorney.